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Legal fee for Loan Agreement

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Post time 21-10-2009 09:50 AM | Show all posts |Read mode
Salam semua.
Juz nak tanya berapa legal fee utk loan agreement bagi loan RM 284000 (plus MRTA)
sbb sy amik ZEC pakej still kena byr legal fee around 3K.
maybe kat sini ade yg keja legal firm.
Tq.
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Post time 21-10-2009 09:54 AM | Show all posts
1# meerebus

Errrr, bukan semua ditanggung dan dibayar oleh pihak bank ke?....
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 Author| Post time 21-10-2009 10:01 AM | Show all posts
Some portion je bank tanggung.
tu yag confuse.
takut officer tu amik komisen dgn loyer.
maybe kalo dpt roughly figure sy leh argue dgn loyer tu.
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Post time 21-10-2009 10:03 AM | Show all posts
Post Last Edit by merak7118 at 21-10-2009 10:11

1# meerebus

klu amik ZEC semua kos bank tanggung. 3k tu byr pd sapa? utk apa?

alternatively: cb check letter offer, tgk brp % yg bank akn cover kos..kdg bank kata ZEC tp depa cuma cover certain amount depends pd jumlah loan yg diambil. cth: RHB, UOB, depa x cover semua.
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Post time 21-10-2009 10:11 AM | Show all posts
4# merak7118

Tu arrrr....setahu anis pun , semua kos legal fee yg berkaitan dengan loan agreement, pihak bank yang tanggung 100%....nak bayar apa lagi dan pada siapa?...nak tau jugak ni
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Post time 21-10-2009 10:12 AM | Show all posts
bank mane ni?
xbagusnye service...
loan above 150k biase ZEC
ZEC mean sume bank cover...
fee penilai
fee peguam
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 Author| Post time 21-10-2009 11:04 AM | Show all posts
Offer letter minggu ni dpt.
Sy apply 4-5 bank.
so far semua bank byr legal fee cuma satu bank ni je yg minta byr certain amount
Anyway  best offer win.
Syg gak nak kuar cash.
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Post time 21-10-2009 11:10 AM | Show all posts
7# meerebus

bank tu mebeng ke?...sebab tu hari pun...mebeng ada cakap mcm tu....
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 Author| Post time 21-10-2009 11:15 AM | Show all posts
hahaha. tul la tu anis.
confuse dgn brochure yg diorg advertise
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Post time 21-10-2009 12:52 PM | Show all posts
9# meerebus

Agak dahhhhhh   sebab last week anis pi survey 3 bank ni, cimb, bank islam dan mebeng ni...mebeng jer yg kabor kena tambah sikit duit utk legal fee...cimb n bank islam deme support 100%...pehtu org yg incharge bahagian housing loan kerek giler...tak mesra alam langsung...cimb n bank islam ada gak print out anggaran bulan2 baper kena bayor kalau pinjam sekian2...mebeng ilekkk...pehtu cam ndak tak ndak jer nak layan....bulanan pun lebih mahal compare cimb/bank islam...terus outkan mebeng dari my list...
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Post time 21-10-2009 03:00 PM | Show all posts
1# meerebus

maaf nak tanya ZEC tu apa????
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Post time 21-10-2009 03:01 PM | Show all posts
10# AnisSuraya

ya ka lebih mahal anis?
saya br anto application mebeng ni...
mmg ah staf dia tak mesra alam....sombong skit...lagak mcm bagus je....ye la kita ni kan tak bergaji 'beso'
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Post time 21-10-2009 03:22 PM | Show all posts
10# AnisSuraya  

ya ka lebih mahal anis?
saya br anto application mebeng ni...
mmg ah staf dia tak mesra alam....sombong skit...lagak mcm bagus je....ye la kita ni kan tak bergaji 'beso'
tukul Post at 21-10-2009 03:01 PM


Untuk kes amount loan yg anis nak buat, antara mebeng, cimb dan bank islam....mebeng ler yang paling mahal bayaran bulanannya untuk tempoh yang sama...cimb bagus gak...ok dan staff dia pun friendly..layan kita sangat baik.Mebeng ni tak tau ler naper tak mesra alam, muka kerek....nak kata gaji kitaorang tak besor, rasanya dah beso.... ...mebi berlagak sebab ingat mebeng ni paling terbaik punyer bank kot...bank islam pun ok, banyak benda yang kitaorang tak tau jadi tau sebab deme explain panjang lebor....antara 3 bank panel pemaju ni, anis pilih bank islam sebab pakej yang ditawarkan lebih menarik banding mebeng dan cimb...yang kelakar, cimb..masa kitaorang pi cimb situ, dia tengok jer katalog rumah yg kita nak beli tu...dia leh cakap...kuota utk rumah ni dah full...terhad utk 5 orang sahaja...kelakar siottt...pehtu kan dia tinggaikan kitaorang kejab, datang semula...dah call HQ...deme bukak lagi kuota utk 4 org utk rumah ni...pes time dengor mcm ni....
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Post time 21-10-2009 04:07 PM | Show all posts
Untuk kes amount loan yg anis nak buat, antara mebeng, cimb dan bank islam....mebeng ler yang paling mahal bayaran bulanannya untuk tempoh yang sama...cimb bagus gak...ok dan staff dia pun friendl ...
AnisSuraya Post at 21-10-2009 15:22


huiyooo.. gaji anis besooooo besoooooooooooooo...

mebeng.. apa itu mebeng...?? mejistret.. loyerr... apaaaaaa....?? along berkepala ghimau...!!!
dah le staff sombong.. belagak... mcm semuanya dia tahu... mcm dia aje bank kat bumi malaya ni... err.. aku rujuk branch tertentu je ni... saper yg keje mebeng kat sini.. ampun yaaaaaaaaaaa...

btw.. berbalik pada persoalan.. ZEC tu Zero Entry Cost.. bermaksud cuci tangan je sign agreement tu.. takyah bayar apa2 fees masa buat pinjaman tu... tapi bukan utk semua pekej... kebiasaanya.. pekej ZEC kadar interest sedikit tinggi dari yg biasa... mana ada bank nak rugi... lagi2 mebeng tu... dia bagi ko kat sini, tapi dia tarik balik tang lain... jahat dan bughuk perangai... meh kita boikot mebeng.. yg charge aku RM0.50 setiap kali kuar duit kalo lebih 3 kali...
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Post time 21-10-2009 04:29 PM | Show all posts
14# ryo_takahashi1

adehhhhh riuk...tak yah lerr tulis besoooo tu besoooooooo mcm tu....

mebeng ni kebanyakan cawangan mmg tak mesra alam..pehtu staff dia samada kat kaunter ke kat Customer servis ke...mmg tahap longkang....masam mencucu jer mcm tak makan setahun....
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Post time 21-10-2009 07:20 PM | Show all posts
huiyooo.. gaji anis besooooo besoooooooooooooo...

mebeng.. apa itu mebeng...?? mejistret.. loyerr... apaaaaaa....?? along berkepala ghimau...!!!
dah le staff sombong.. belagak... mcm semuany ...
ryo_takahashi1 Post at 21-10-2009 16:07


aku pun tak puas hati ngan caj rm0.50 bila withdraw over 3 times tuh..
takkan nak withdraw duit gaji byk2 skali kot? lam sebulan tuh ada 20++ hari tau... huhuh..
seb bek la ni kompeni aku guna bank kaler merah...haha
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 Author| Post time 21-10-2009 09:06 PM | Show all posts
Confirm my legal fee x spi 6K pun
dah rujuk dgn lawyer
mmg diorg saje nak mkn komisen dgn loyer panel.
so kengkwn apa tindakan seterusnya kalo jd mcm ni?
kwn aku inform kalo nak top up pun x spi RM 700.
ini tidak spi 3k nak minta top up..
aku stat suspek bila officer beng tu infom aku leh mtk diskaun dgn panel loyer dia
(dpt diskaun dlm rm500 ratus katenye..byk tu..siot je nak tipu idup2?)
nak repot dgn sape ek kengkwn?
tribunal pengguna? bar council?..confuse2..
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Post time 21-10-2009 09:52 PM | Show all posts
13# AnisSuraya

ngan anis yg gaji besooooo pun staf mebeng ni berlagak...lg la ngan kita (kita ni refer kat I je tau) yg tak beso ni...
asalnya mmg nak gi cimb...tapi dah lebih kuota...satu projek tu cimb ambik 15 application je...saya terlambat
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Post time 21-10-2009 09:54 PM | Show all posts
17# meerebus

sape yg keluarkan statement kena bayo legal fee tu?loyer ke bank officer?kalau loyer leh la komplen bar council...tribunal???rasanya tak kot sbb payment lom buat kan
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 Author| Post time 21-10-2009 10:42 PM | Show all posts
19# tukul Sbg pengguna kita ada hak x tgk berapa breakdown yg panel loyer tu caj pd bank?
maksud sy bill yg panel  loyer claim pd beng?
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