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Author: SereneSerenade

dilemma zero downpayment

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Post time 19-6-2013 11:54 AM | Show all posts
adik aku beli Mybih baru dulu bole jer buat full loan tanpa kuar satu sen pun..

sain document sume pastu dah siap kuar kereta terus rembat

cume tunggu 2 mggu lebih jer.. dah dpt kereta

tapi dgn syarat kena harga markup lah.. beli pakej standard markap sampai full spec mybih SE pnye.. jenuhhh

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 Author| Post time 20-6-2013 08:25 AM | Show all posts
dragger posted on 19-6-2013 11:54 AM
adik aku beli Mybih baru dulu bole jer buat full loan tanpa kuar satu sen pun..

sain document su ...

bank apekah?
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Post time 20-6-2013 09:28 AM | Show all posts
SereneSerenade posted on 20-6-2013 08:25 AM
bank apekah?

ambank

dia amik kereta dulu hujung tahun 2010 tak silap aku

tak tau la klau skang leh markup harga camtu lg



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Post time 20-6-2013 10:04 AM | Show all posts
penah beli keta 2 kali wat full loan.. memang tak penah bayar ape2 pun..
bergantung pada salesmen kot utk mark-up harga kereta mase masuk loan.
tapi kalo kereta perodua ni biasenye salesmen memang dah kasi OTR price. So, mmg patut nye dah tak yah keluarkan duit sendiri dah.
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 Author| Post time 20-6-2013 10:44 AM | Show all posts
CikTomei posted on 20-6-2013 10:04 AM
penah beli keta 2 kali wat full loan.. memang tak penah bayar ape2 pun..
bergantung pada salesmen  ...

Bank apa?
Kehkehkeh.
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Post time 20-6-2013 11:03 AM | Show all posts
SereneSerenade posted on 20-6-2013 10:44 AM
Bank apa?
Kehkehkeh.

1st keta mebi dgn Maybank. 2nd keta dengan Ambank.
btw, try check semula dgn salesmen betul ke kene bayar insurans + roadtax sendiri.
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Post time 20-6-2013 12:49 PM | Show all posts
SereneSerenade posted on 20-6-2013 10:44 AM
Bank apa?
Kehkehkeh.

ambank senang nak lepas loan dia,plus kalu ko keja gov,he2
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Post time 20-6-2013 02:49 PM | Show all posts
ambank memang senang lulus.......
tapi...... 2 bulan tak bayar.......siapla, dia upah macha dtg cari kat rumah/ofis....
pastu dia ugut tarik sumer brg dlm rumah/block KWSP...perangai mcm gamp@#@!!!...
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Post time 20-6-2013 02:52 PM | Show all posts
satu2nya bank yg guna khidmat "Debt Collector" - ambank...
debt collector dia sumer macha...
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 Author| Post time 20-6-2013 03:31 PM | Show all posts
zulka posted on 20-6-2013 02:52 PM
satu2nya bank yg guna khidmat "Debt Collector" - ambank...
debt collector dia sumer macha... :curse ...

ini racist. Tak baik untuk kesihatan. Ahahahaahha
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 Author| Post time 20-6-2013 03:32 PM | Show all posts
xpdckelate posted on 20-6-2013 12:49 PM
ambank senang nak lepas loan dia,plus kalu ko keja gov,he2

too bad. ceq bukan gomen servant.
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Post time 20-6-2013 03:38 PM | Show all posts
kalo tak mahu di kejor sampai ke rumah/opis, sile bayo utang on time.. i tak mo munge2 duit bertambah2 so, mmg bayo on time. tak de masalah timbul
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Post time 20-6-2013 03:55 PM From the mobile phone | Show all posts
zulka posted on 18-6-2013 10:50 AM
setahu aku insuran dgn rodtek memang kena byr cash....
ada ke bank yg boleh masukkan Insuran & Rodt ...

rodtek ngn insurans byr cash? Ade yg dia masukkan skali dgn loan..kirenye dlm loan tu dia markup lebih...so contoh rege kete 20 sen.so doa markup loan jd 40sen  so lebih dia cover insurans ngn rodtek...sekian saye pegawai pelanggan...
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Post time 21-6-2013 10:50 PM | Show all posts
baru je book viva isnin aritu..rabu loan dah lulus, dari maybank ..rate 2.98% for 9 years...

masa book dah bayar 10%..so, loan 90% le...tapi, rasanya insurans dah termasuk dlm loan...ke depa akan tolak dari duit dp tu??wallahuallam..

road tax rm20 je setahun...isnin next week dapat la kereta, semalam dah ade kat rawang dah...
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Post time 23-6-2013 10:04 AM | Show all posts
x mahir dlm bab bgini
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 Author| Post time 24-6-2013 05:16 PM | Show all posts
yus262 posted on 21-6-2013 10:50 PM
baru je book viva isnin aritu..rabu loan dah lulus, dari maybank ..rate 2.98% for 9 years...

masa ...

seronok lerr raya dengan kete baruuu..
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