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View: 9465|Reply: 29
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insurans toyota caldina 2.0 gt4
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ada sesiapa tau kalau sya beli 2nd hand caldina 2.0 gt4 loan 70k berapa insurance mau bayar? |
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huh.. reger mau bayar insurance bukan ikut loan baper ko wat, ikut reger market.. |
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oh...bgt pulak...jadi kalau caldina 2.0cc gt4 berapa insurans mau bayar tiap tiap thn? |
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oh...bgt pulak...jadi kalau caldina 2.0cc gt4 berapa insurans mau bayar tiap tiap thn?
loongkhon Post at 12-8-2011 10:29 
lerr.. kan dah bagi tau, ikut market price.. so baper market price kete tu skang nieh.. at least bagi tau tahun baper punya kete nieh.. |
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140k plusplus....
loongkhon Post at 12-8-2011 10:39
plus plus tu baper?? singgit pong kena kira wehh value dier..
haku assume market price RM140k tepat-tepat, basic premium utk comprehensive coverage, ko kena bayar RM3891.90.
tu tak lum tolak NCD lagi kalau ko ader NCD, dan blum tambah additional coverage macam windscreen.
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Tengok Sum Assured mungkin dalam RM 2000++  |
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Tengok Sum Assured mungkin dalam RM 2000++
Senyum86 Post at 12-8-2011 11:09
huh.. maner dapat RM2000 kalau sum insured RM140k beb.. haku dah kira dah kat atas tu.. |
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ni ade ncd x?klo tu ko leh try kat maybank2u tgk ncd pastu mskkn sum isuured rm140k pastu calculate,die leh kire smue2. try r |
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Aik....nak beli kereta ada AP, takkan nak kira insurance tak reti kot. Kira standard dah tinggi tuuu. |
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betul ke orang kata caldina nie keta posmen je kat jepun nun...?  |
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aku br angkat caldina zt pakai ap..insured 40k..so pay insurans 1k.. kalo hilang ke eksiden mati aku.. |
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paling terbaik...cover insured jumlah yg ngko pinjam ajer...bukannya insured bergantung market price...biasanya yg bergantung pada market price nih org yg buat full loan atau loan yg buat 10% downpayment...bank cuma risau sekiranya kereta itu hilang...senang nak cover full settlement...kalo beli harga keta dgn harga murah...market price tinggi...insurans and customer akan dpt bonus sekiranya amik premium yg tinggi...insurans dpt untung yg tinggi customer juga dpt insured yg tinggi...tapi rugi pula jikalau tak claim apa2 dlm jumlah insured yg tinggi...jikalau nak bergantung pada market price...tanpa bergantung dgn bank...rasa insurans keta akan rasa suffer kot...byk keta honda dah puluh2 tahun market price still tinggi  ...lebih2 lagi keta antik... |
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Belting dan Tensioner RM1800++  |
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dipihak insurance, akan sentiasa suggest ikut market price.. kalau kete ilang, insured.. amik ubat.. theheheh.. |
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Depend pada NCD. Untuk insured RM70K, Kalau NCD
0% : RM2071
25%: RM1553
30%: RM1450
38.33%: RM1277
45%: 1139
55%: RM932
boleh check NCD, kos insuran & roadtax kat www.roadtax2u.com |
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satu ketika dulu aku minat giler dgn caldina gt4 ni...tetapi setelah mengetahui yg kereta ni digunakan sebagai teksi di sebuah negara...napsu aku terus mati... |
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paling terbaik...cover insured jumlah yg ngko pinjam ajer...bukannya insured bergantung market price ...
mrsakit Post at 13-8-2011 06:45
sejak bila jadi camni???
insurance ikut current market price bukan berapa loan korang....
kalau kau insurance sejuta ringgit pun tapi market price RM10k insurance hanya akan cover market price....bukan loan dan bukan benda lain2..... |
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sejak bila jadi camni???
insurance ikut current market price bukan berapa loan korang.... ...
deanfiero Post at 17-8-2011 14:49 
dah lama dah.. as the owner, you ader option, kalau takmo ikut market price.. contohnyer.. ko beli honda accord baru.. market value RM150k.. tapi ko nak insured RM30k jer, sebab kengkunun loan amik RM30k.. walau pong insurance akan sentiasa suggest ikut market value, tapi kalau dah degil gak.. depa ikutkan lar jugak.. tapi kena sign satu declaration form, insured below market price.
andai kata lepas seminggu kete hilang, insurance akan bayar ikut market price jer.. jadi ko dapat lar RM30K sebagai pampasan, bleh lar beli kancil 2nd hand lepas tu, atau pong settlekan hutang yg tinggal kat bank, tu pong tak cukup, sebab bila campur interest, total dalam RM35k.. kalau insured ikut market price ari tu, dapat lar reger honda accord 2nd tahun yg sama punya pampasan, bleh beli honda sibik baru plak..
so pilihan di tangan anda... |
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tak.... isu aku ialah kenapa mr sakit suruh cover ikut loan price...itu ajaran songsang.. rule of thumb kena ikut current market price...tapi kalau nak bayar lebih ke kurang ke itu terpulang masing2 tapi insurance hanya cover current market price.........
apa yang mrsakit cakap tu is the other way around baru betul |
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Post time 12-8-2011 10:14 AM
变色卡
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