installment plan utk pda/handphone/pc/laptop ....

fish_o7 · Post time 31-7-2008 08:43 PM

hye .... just tanye pasal bender nieh ...

last time aku gi low yat nk usha pda .... so aku gi lah kedai ... after ckp2 sumer ... aku tanye lah kot kot ader installment plan (aku pon takder pengalaman dlm bender nih sajer2 wat tau ecehh)....so oklah ckp2 pasal bender .... so dier plan dier ....installment 12 bulan ngan interest 4% ... ok lepas tu dier ckp lah lg ... installment kner pakai kredit bla bla .... takleh dpt pda tuh ....selagi tak swipe card or .... bayar cash ... so skrang .... aku fening skit .... ttg process dier ..... skrang aku nk tanye kepada sesiapa yg ader pengalaman tolong hurai bender nieh .....

bayaran ekceli wat kepada sape ..... kedai tu or bank ..... kenapa kene pakai kredit card apsal tak leh bayar direct ..... erm aku just nk tau process jerk .....

aku pon nmpk laptop ngan enset ader installment plan camni just wondering .... about the process

medangmru · Post time 31-7-2008 08:50 PM

errr....installment 4%........Selalunya 0%....jrg nar aku tgk ada installment 4%...

mungkin yg 4% tu extra charge yg kedai2 biasa amalkan....maksudnya..kalau Rega brg RM1000...dia akan tambah lagi 4% drpd RM1000 ..maksudnya dah jadik RM1040...so jumlah tu yg dia charge kat kredit kad tu...

tp kalau installment plan pada kadar 4% dlm masa 12 bulan tu...agak pelik ..mungkin ko tersalah dengar ni??

medangmru · Post time 31-7-2008 08:56 PM

sebenarnya u nak beli apa ni fish????

kat BOD HP ada sorang poremer tawar tuk beli HP cara installment : Potong gaji atau CC with 0% interest..

fish_o7 · Post time 31-7-2008 09:34 PM

beli pda ..... erm tk beli lgpon ... just nk tanya pasal bende nieh

but dier ckp ..... klau installment .... 12 month + 4 % .... so aku pon peliks laa .... sbb dier ckp ..... pda tu dpt bile aku swipe credit card ... so skrang nieh aku peliks lah ..... aku ekceli wat bayaran kat sape kt ... kedai tu ker ... kat bank ... tu aku confuse tuh ....

ko tau la kan kekadang peniaga nieh ckp belit2s ..kejap ckp tu ...kejap ckp nieh

afja · Post time 1-8-2008 09:18 AM

ehh...
bukan zero installmentkah?

tgk kedai kot...

aku beli pc.... 0%...

fish_o7 · Post time 1-8-2008 02:07 PM

erm ye ker

tp ni mintak 4%

so nk tau lah .... pakai kredit ker main bayar jer kat seller tuh

medangmru · Post time 1-8-2008 03:56 PM

aku rasa 4% tu hanya extra charges dr harga sebenar....

fish_o7 · Post time 2-8-2008 02:50 PM

erm tau ....

same lah cam courts buat tuh ....

aku just curious cara pembayaran tuh

kredit card ker cash .... direct or in directly

afja · Post time 4-8-2008 10:16 AM

Originally posted by fish_o7 at 2-8-2008 02:50 PM
erm tau ....

same lah cam courts buat tuh ....

aku just curious cara pembayaran tuh

kredit card ker cash .... direct or in directly

aku swipe cc cimb kat mesin dia....
kat kedai pc.... kat mid valley nun....

0% / 12 months installment...

cara bayaran.... mcm biasa jek....
nanti dia akan tulis 0%/1 = amount kena bayar -----> tuk 1st installment
0%/2 = amount kena bayar -----> tuk 2ns installment
n etc