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Author: lavapaus

[Jenayah] Dividen ASB 2020 4.25%, Ehsan 0.75%

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Post time 23-12-2020 01:53 PM | Show all posts
Thanatus replied at 23-12-2020 11:15 AM
Since aku tak buat ASB financing, setiap tahun aku terima & redho jer lah dividend ASB ni

Yes.  Me too.  Alhamdulillah.  

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Post time 23-12-2020 01:53 PM From the mobile phone | Show all posts
green~tea replied at 23-12-2020 01:05 PM
Dah tak boleh trading saham MAA tu sis.. ni i tengok dia dah masuk grey list PN17

hidup lagik ye sumatec dlm list hingga saat ni.
meow penah buat rm500 kat sumatec in one day
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Post time 23-12-2020 01:55 PM From the mobile phone | Show all posts
merrissa replied at 23-12-2020 01:37 PM
wakakakaka....kalo zaman PH mungkin dengan kau2 pon kena jual

PN pon sama hancu ...


Yg sujud syukur psl langkah sheraton dulu,skrg masing2 dah lari masuk dlm gua..

Inilah antara hikmah ph tumbang 9bln dulu..selain kobid mencanak2 naik,ekonomi jatuh dpt juga dibiden asb plg sedehh dlm sejarah.wakaka
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Post time 23-12-2020 01:55 PM | Show all posts
makadek replied at 23-12-2020 11:20 AM
Kt mana lg nk labur th ok tak

Public Mutual unit trust
TH pun lebih kurang ASB
Kalau pandai dan rajin monitor, cari la saham2 di bursa but high risk la


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Post time 23-12-2020 01:56 PM | Show all posts
Artemesiaa replied at 23-12-2020 11:27 AM
Pasti ramai dah menjangka tapi ramai juga yang buat2 terkejut

Kan! Betul cakap awak.

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Post time 23-12-2020 01:59 PM | Show all posts
Steelheart replied at 23-12-2020 01:38 PM
buat loan asb dpt moratorium covid x?

start april tuh mmg auto deduct cam biasa.... rasa mmg tak apply moratorium...

cume amount tuh da berkurangan skit la...dr yg pernah byr...




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Post time 23-12-2020 02:02 PM From the mobile phone | Show all posts
dewimalam78 replied at 23-12-2020 03:39 AM
Dlm ekonomi mcni, at least ada juga something. Bercukur lah. Ada org nak melabur pun tak mampu.
Za ...

adakah ini zaman beginning of the end?
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Post time 23-12-2020 02:20 PM | Show all posts
mamajawie replied at 23-12-2020 11:44 AM
hmm, nmpak gaya kena blaja saham la ni..tapi iollss takut sebab member2 rmai kena tipu dek saham la  ...

Bukak acc sendiri, easiest is maybank (mungkin sbb aku senang nak link)
beli buku2 cara nak invest (investing in klse by Fred K.H. Tam, Trading with a Plan by Tony Compton & Eric Kendal dll)
trade sendiri
so at least kalu rugi, bkn sbb org tipu tp sbb takde luck, or kita sendiri tak mahir so on and so forth
ramai claim dorang cerdik pandai, but ramai yang cerdik pandai pun terciduk.....
this is only suggestion je
but mmg high risk


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Post time 23-12-2020 02:25 PM | Show all posts
siapa yang buat loan asb tu akan mengalami kerugian apa lagi bila dah dividen kurang mcm ni. Kalau akaun asb start dari kosong, dan kita masukkan duit dalam asb setiab bulan dengan jumlah yang dibayar sama untuk bayar pinjaman asb, akhirnya duit yang kita simpan sendiri tanpa bank urus duit kita akan lebih banyak. Lebih dari 40 peratus dividen asb ditelan oleh bank, tu kalau dividen besar.. skrang ni dividen turun kena bayar pakai duit sendiri ..
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Post time 23-12-2020 02:27 PM | Show all posts
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Post time 23-12-2020 02:28 PM From the mobile phone | Show all posts
Ya ampun sikitnyaa. Bru nk beli gelang emas
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Post time 23-12-2020 02:34 PM From the mobile phone | Show all posts
Senang betul jadi rakyat malaysia ni.
bangsa subsidi dan jenis tak bersyukur
Moratorium nak.
Dividen nak tinggi
Barang nak murah.
Tapi belanja macam kaya 7 keturunan.
Bangsa macam ni elok pergi mati jela. Jangan membiak


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Post time 23-12-2020 02:42 PM | Show all posts
Edited by green~tea at 23-12-2020 03:05 PM
adm7 replied at 23-12-2020 02:34 PM
Senang betul jadi rakyat malaysia ni.
bangsa subsidi dan jenis tak bersyukur
Moratorium nak.

anything higher than inflation rate is good enough lah sbnrnya...at least duit yang kita simpan tu kalis inflasi..

kalo tengok dalam statistical report ni... 2020 adalah DEFLATION bila kadar inflasi adalah -ve, menandakan recession yang teruk... and projection onwards average inflation rate 1.9%... i selalu ambil rule of thumb inflation rate average 3%, any dividends higher than 3% is good enough for my investment, considering ASB 1, ASB 2 dan ASB3 adalah minimal risk investment...

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Post time 23-12-2020 02:51 PM From the mobile phone | Show all posts
Syukurlah aku dengar ckp arwah ayah aku yg xbagi buat loan atau berhutang benda yg x perlu dulu.
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Post time 23-12-2020 02:56 PM | Show all posts
mmg awal tahun depan aku nak bwk kuar semua la kalau mcm tu,nak buat renovate rumah
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Post time 23-12-2020 03:00 PM | Show all posts
risau juga dividen makin turun dan makin turun.. takut pelabur2 lari habis la dengan asb semua turun tak naik2 dah
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Post time 23-12-2020 03:07 PM | Show all posts
two years ago ...  6.5 %
last year  ...  5%
this year ....  4.25%

next year .... ?   

the best years ... 1995, 1996, 1997  ....  more than 10%

after yahudi rosak ekonomi weols pada 1997 ....  dah xde 10%   



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Post time 23-12-2020 03:08 PM | Show all posts
dudaberhias replied at 23-12-2020 03:00 PM
risau juga dividen makin turun dan makin turun.. takut pelabur2 lari habis la dengan asb semua turun ...

depends jugak sis.. another reason why kadar dividen ASB  menurun adalah disebabkan size fund itu sendiri yang semakin besar and higher amount year on year PNB kena bayar pada pelabur... selain dari portfolio diversification, size fund juga menentukan kadar dividen.. mcm tahun lepas, PNB kena spend RM9 billion in dividend pay out... tahun ni RM7 bil +++ dividend payout... sbb tu lah, bank rakyat buleh maintain bagi double digit dividends sbb dia capped size fund dia
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Post time 23-12-2020 03:17 PM | Show all posts
Abam betul betul tak leh hadam kalau ada lagi ummah yg buat loan tok ASB sekarang


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Post time 23-12-2020 03:19 PM | Show all posts
asamfish replied at 23-12-2020 01:55 PM
Public Mutual unit trust
TH pun lebih kurang ASB
Kalau pandai dan rajin monitor, cari la saham2  ...

iols juga melabur kat Public Islamic Bond ...  but this year tak byk untung,  ntah next year camner  ... apa pandangan uols ?    unit trust iols tak berani


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