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[Cadangan] Cadangan kredit kad

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Post time 11-8-2020 02:30 PM From the mobile phone | Show all posts |Read mode
Hi semua. Nak minta pendapat serious mengenai kredit kad. Ada cadangan mana kredit kad bagus? Sy nak try kasi ‘cun’ cashflow.

Gaji bersih rm2700. Tolak komitmen, savings boleh lah rm1000-1500 untuk kegunaan bebas. Dan sy masih bujang. Anyone boleh recommend mana cc bagus?

Cc bagus ke buat bayar bulanan rumah dan kereta?

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Post time 11-8-2020 03:11 PM From the mobile phone | Show all posts
klau boleh elakkan cc..cer tt survey maybank Islamic..
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Post time 11-8-2020 08:06 PM | Show all posts
gaji ciput camni tak pyh berangan nak ber cc

tadak sakit nnti carik penyakit
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Post time 12-8-2020 12:01 PM | Show all posts
cadangan sy yg lbh bernas ialah tak payah pakai kad kredit.... sb gaji tt bukan satu keperluan sgt pakai kad kredit, trust me u akan terbeban nt. my bos gaji dua angka pun x pakai kad kredit.
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Post time 12-8-2020 12:05 PM From the mobile phone | Show all posts
ultimate question - apa tujuan cc tersebut
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Post time 12-8-2020 02:39 PM | Show all posts
cashflow kau tu dah cun dah. nak pakai cc lg???memang menempah maut lah.... dah ada saving bersih sekitar 1k-1.5k tu  kira elok la.....
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Post time 12-8-2020 08:40 PM From the mobile phone | Show all posts
chinta89 replied at 12-8-2020 12:01 PM
cadangan sy yg lbh bernas ialah tak payah pakai kad kredit.... sb gaji tt bukan satu keperluan sgt p ...

Kalu bos gaji dua angka,kuli berpa angka ya?
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Post time 13-8-2020 09:02 AM | Show all posts
Belibis replied at 12-8-2020 08:40 PM
Kalu bos gaji dua angka,kuli berpa angka ya?

eh tersilap taip

dua angka tu maksud iols yg depan RM dan selepas koma ada lagi angkanya. adeihh apehal iols blurr tetiba hhaaaa means gaji bos2 ni iols maksudkan RMxx,xxx.xx

ape benda la iols mengarut dua angka... duk fikir yg depan dua angka slps RN semata, yg blkg blh lak tertinggal. ampun uols.....
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Post time 13-8-2020 09:12 AM | Show all posts
urmm ok je nak ada CC, cuma nak kena paham ada hidden charge jugak sebenarnye

tak suggest amek CIMB, boleh go for maybank or public lagi banyak online platform amek
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Post time 13-8-2020 12:26 PM | Show all posts
boleh je amik janji tau manage & hujung bulan bayar cantik.. suggest amik maybank sbb banyak tempat 0% interest installment
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Post time 20-8-2020 02:29 PM | Show all posts
Kalau nak buat bayar loan, better buat schedule transaction
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Post time 30-10-2020 11:02 PM | Show all posts
nak cc nak buat ape?
kalo selalu out station n selalu kene book hotel ke ape oke la. tapi better elakkan CC
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Post time 22-11-2020 05:24 AM From the mobile phone | Show all posts
Elok jgn ambik.Nnti mcm Course Mamot jadi Ke Maut
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Post time 5-1-2021 12:33 PM From the mobile phone | Show all posts
Saya advocate for CC if you’re financially responsible and to your advantage. Banyak CC offer cashback atau Miles for your expenditure. Misalnya, bayar bil Hp, elektrik pun boleh dapat rebates. Yang penting harus buat kajian Dan Jangan bayar annual fee. Mints waiver.
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Post time 30-1-2021 10:54 PM From the mobile phone | Show all posts
Kan memang cari pasal
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