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Author: jue10

hutang ptptn & credit card

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 Author| Post time 5-5-2018 02:50 PM From the mobile phone | Show all posts
MeghanK replied at 5-5-2018 11:11 AM
ayyo, banyak nya hutang..ok la tanak judge
kuarkan epf la bayar pt pastu settle hutang cc tu pul ...

Itu la kesilapan MSa muda . Tobat dh xnk pkai cc.
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 Author| Post time 5-5-2018 02:51 PM From the mobile phone | Show all posts
MeghanK replied at 5-5-2018 11:15 AM
nak berhutang kena tau pasal interest segala..jangan main swipe je..nak bayar pon kena tau u bayar f ...

Mmg tu la jd pd I. Aduhai.
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 Author| Post time 5-5-2018 02:51 PM From the mobile phone | Show all posts
CiliPadiSedap replied at 5-5-2018 11:52 AM
kalau ada ASB guna duit ASB

Iye mmg nk pkai ASB ni
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 Author| Post time 5-5-2018 02:51 PM From the mobile phone | Show all posts
netto_ replied at 5-5-2018 12:40 PM
Mcm forumer kt atas ckp guna epf akaun 2. Kasi setel ptptn.

Klu ccris blh withdraw epf x.
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 Author| Post time 5-5-2018 02:52 PM From the mobile phone | Show all posts
renko replied at 5-5-2018 01:10 PM
lau xmampu bayar sekaligus ptptn
g buat potongan gaji jela
xpun auto debit

Setahu i DPT diskon UTK full settlement shj. Potongan gaji ada DPT diskon ke.
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 Author| Post time 5-5-2018 02:53 PM From the mobile phone | Show all posts
iwan007 replied at 5-5-2018 01:34 PM
Ptptn tu kasi setel jer semua pakai akaun tu epf.

Ayyyyoo ko soping ape dik hutang kad kredit sam ...

Tobat xnk dh pkai cc.
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 Author| Post time 5-5-2018 02:53 PM From the mobile phone | Show all posts
olee_77 replied at 5-5-2018 01:38 PM
Yes.. Pakai epf je bayar ptptn tu.. Saya dulu pun mls bayar monthly.. Last2 pakai epf.. 2 kali kuark ...

Knp bt 2x withdrawal? Klu ccris blh BT ke.
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 Author| Post time 5-5-2018 02:54 PM From the mobile phone | Show all posts
onexox97 replied at 5-5-2018 01:46 PM
siyan tt
i pun sama umur u 34 this year
and i pun ada hutang cc sebanyak 4k

Seramnya u belanja apa je smpi jd blik 4/5k tu. I lps Setel ni nk campak jejauh Cc tu.
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Post time 5-5-2018 03:00 PM From the mobile phone | Show all posts
jue10 replied at 5-5-2018 02:49 PM
Ckup tu ckup tp xkn nk hbskn UTK hutg. Nk smpan tu pn dh setengah mati . Blh ke withdraw epf klu c ...

U gi tanye dulu epf.jgn buat conclusion base on previous case. Sbb epf ni sll tukar2 polisi.
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Post time 5-5-2018 03:02 PM From the mobile phone | Show all posts
jue10 replied at 5-5-2018 02:49 PM
Blh km contact bank utk tgk schedule bayaran monthly dia cmne. MCM xkarat nk BT full settlement.

Boleh convert jd term loan (dulu2).n kite kena agreed utk settle certain amount br blh convert. Cer u gi bincang2 dgn bank
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Post time 5-5-2018 03:03 PM From the mobile phone | Show all posts
jue10 replied at 5-5-2018 02:50 PM
Itu la kesilapan MSa muda . Tobat dh xnk pkai cc.

boleh je nak pakai cc tapi kena amek tau la..takkan main swipe cukup bulan bayar min amt je..masa amek cc konon utk emergency..skang apa jadi..tepuk dada tanya hati la
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Post time 5-5-2018 03:04 PM From the mobile phone | Show all posts
jue10 replied at 5-5-2018 06:49 AM
Blh km contact bank utk tgk schedule bayaran monthly dia cmne. MCM xkarat nk BT full settlement.

Account CC tu dah close ke atau pun aktif lagi? Kalau aktif, u bayar je half atau 1k sebulan.. atau apa2 lah amount yang mampu JANJI jangan u tak bayar waima sebulan. Kalau sebulan tak bayar, interest naik + late charge. Beban
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 Author| Post time 5-5-2018 03:05 PM From the mobile phone | Show all posts
SLAManya replied at 5-5-2018 03:04 PM
Account CC tu dah close ke atau pun aktif lagi? Kalau aktif, u bayar je half atau 1k sebulan.. ata ...

Actv.. byr je tetiap bln. Tp min payment dia dh increase.
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 Author| Post time 5-5-2018 03:06 PM From the mobile phone | Show all posts
MeghanK replied at 5-5-2018 03:03 PM
boleh je nak pakai cc tapi kena amek tau la..takkan main swipe cukup bulan bayar min amt je..masa  ...

Tepuk dahi dh skg ni
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 Author| Post time 5-5-2018 03:07 PM From the mobile phone | Show all posts
noraidil_06 replied at 5-5-2018 03:00 PM
U gi tanye dulu epf.jgn buat conclusion base on previous case. Sbb epf ni sll tukar2 polisi.

Noted. Tkasih
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Post time 5-5-2018 03:09 PM From the mobile phone | Show all posts
jue10 replied at 5-5-2018 06:49 AM
Blh km contact bank utk tgk schedule bayaran monthly dia cmne. MCM xkarat nk BT full settlement.

Apa kene mengena ccris dengan epf dek
Epf tu duit awak... boleh je keluar tapi kena ikut syarat yang dibenarkan lah
I pun bayar loan study dulu settle guna epf tapi i bukan ptptn lah
Now i sambung degree pun yuran i bayar guna epf account 2
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Post time 5-5-2018 03:11 PM From the mobile phone | Show all posts
jue10 replied at 5-5-2018 02:49 PM
Ckup tu ckup tp xkn nk hbskn UTK hutg. Nk smpan tu pn dh setengah mati . Blh ke withdraw epf klu c ...

kak, iols panggil u kak sebab i tau u lagi tua

nama masuk ccris tu sebab tak bayar hutang la..bukan nya boleh kuar epf bayar ccriss..u kena bayar hutang settle bagi cantik dulu stetment lepas +- 6 bulan baru boleh clear nama kat ccris..

bayar ptptpn 20% diskaun tu kata nya sampai hujung taun ni je..nak kuarkan epf tu amek masa 2 minggu..nak clear kan nama kat ccriss amek masa 6 bulan..sampai nama clear baru boleh buat hutang baru..kata nak beli rumah..camne
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Post time 5-5-2018 03:12 PM From the mobile phone | Show all posts
Edited by olee_77 at 5-5-2018 03:13 PM
jue10 replied at 5-5-2018 02:53 PM
Knp bt 2x withdrawal? Klu ccris blh BT ke.


Sebab masa tu hutang ptptn ada 16k balance.. Dlm acc 2 epf boleh withdraw 8k je.. Bayarla 8k dulu.. Pastu kumpul2 blk.. Cukup 8k.. Withdraw lagila n terus settlekan semua.. Fuhhh.. Lega lepas tu.. CCRIS ada effect kat epf withdrawal ke? Xde rasanye..
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 Author| Post time 5-5-2018 03:14 PM From the mobile phone | Show all posts
MeghanK replied at 5-5-2018 03:11 PM
kak, iols panggil u kak sebab i tau u lagi tua

nama masuk ccris tu sebab tak bayar hutang la ...

Tu psl i nk clearkan PTPTN tu  hopefully lancar semuanye. Setel pt then Setel Cc bru bli Rmh.
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 Author| Post time 5-5-2018 03:16 PM From the mobile phone | Show all posts
olee_77 replied at 5-5-2018 03:12 PM
Sebab masa tu hutang ptptn ada 16k balance.. Dlm acc 2 epf boleh withdraw 8k je.. Bayarla 8k dul ...

Alhamdulillah.. Setel dh mslh u.
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