[MERGED] -- All about insurance utk anak2

jenglut · Post time 13-2-2008 12:29 PM

kalau mcm tu, Neisya tambah medical kad aje lah..

Medical kad sesuai utk kita, sbb masa 'idup' lg kita dah bole gunakan manfaat tuu..

neisya · Post time 13-2-2008 02:30 PM

ok...kalau yg tu...mcm mana term n cond nye?...pm neisya detail ye....tq

ibm632 · Post time 14-2-2008 12:11 PM

Ok gini neisya ... boleh tak neisya PM pada saya kemampuan setiap bulan famili boleh contribute pada takaful...

neisya · Post time 14-2-2008 12:33 PM

ok....thanks

ibm632 · Post time 19-2-2008 09:58 PM

lama gak aku tak online sebab kat Sri Kota Specialist tak ada wifi macam dulu ... So terpaksa aku terpaksa pakai Vodafone Huawei aku ni ...

Thanks to prudential sebab menyediakan Gerenti letter untuk admit anak aku ni Hospital Swasta ni ... maklumlah budak2 mudah kena penyakit ... Sekarang tgh gilir dgn my wife jaga anak ... dan tiap2 malam bermalam dalam wad.

ibm632 · Post time 22-2-2008 09:19 AM

Semalam my son baru aja discaj dari Hospital sebab sakit brongkitis...

Terima kasih kepada Education Plan(Takafulink Cerdik) sebab ia nyer bukan setakat menyimpan utkperbelajaran mereka tapi ia nyer berfungsi sebagai pembayar billhospital dan siap bagi duit poket RM 300 sehari lagi ...

InsyaAllah lepas ni saya nak upgrade Medical Coverage dia kepada RM 375,000 dan elaun Harian pula RM 600 sehari....

epalsearch · Post time 22-2-2008 10:14 AM

my son pon baru jek kuar hospital (1 malam aje) sbb bronchiolitis.. sbb insurance dia tak sampai 6 bulan lagik, so kene lah bayo dulu baru claim..now neh tgh proses claim

ibm632 · Post time 22-2-2008 10:59 AM

Originally posted by epalsearch at 22-2-2008 10:14 AM
my son pon baru jek kuar hospital (1 malam aje) sbb bronchiolitis.. sbb insurance dia tak sampai 6 bulan lagik, so kene lah bayo dulu baru claim..now neh tgh proses claim

Kenapa lama sgt sampai 6 bulan .... Kalau dgn Takaful PruBSN just kena tunggu 4 bulan ajer utk gunakan benefit hospital panel ... manakala kalau bayar dulu baru clain just tunggu 1 bulan ajer...

epalsearch · Post time 22-2-2008 11:46 AM

jenglut,

apa yg membolehkan mak / bapak dpt elaun jaga anak tu ek? hanya utk kpj je ke?

epalsearch · Post time 22-2-2008 11:47 AM

owhh 4 bulan ke...haa 4 bulan laa kott...

*my son mmg pru-bsn insurance

ibm632 · Post time 22-2-2008 01:09 PM

Originally posted by epalsearch at 22-2-2008 11:46 AM
jenglut,

apa yg membolehkan mak / bapak dpt elaun jaga anak tu ek? hanya utk kpj je ke?

Untuk dapat elaun jaga anak sakit dlm wad... tak perlu pergi KPJ ...hanya tunggu anak dok dlm mana2 wad pun dapat tapi paling penting benefit tu ada tercatat dlm polisi. contoh nyer Hospital Benefit RM 400 sehari

sWuTzDreMz · Post time 22-2-2008 02:08 PM

ibm or jenglut,

nak tanye
1) coverage rm150k tu cover utk 1 year ke cane?boleh explain sikit tak?
2) if warded je ke boleh gune kad ni?
3) hospital yg include area shah alam? DEMC/SMC/SALAM...which one?
4) clinic claim tu macamane? if sakit pastu jupe specialist boleh gune ke kad tu, tp tak warded/no operation. atau hanya kemalangan sahaja di cover, tp kemalangan pon ade byk jenis kemalangan kan.

phoebe · Post time 22-2-2008 04:29 PM

emmm rasanya kalo medical card hanya bole bile admission kan...melainkan dulu prudential ada insurance outpatient bill on certain limit

ibm632 · Post time 22-2-2008 04:59 PM

Originally posted by sWuTzDreMz at 22-2-2008 02:08 PM
ibm or jenglut,

nak tanye
1) coverage rm150k tu cover utk 1 year ke cane?boleh explain sikit tak?
2) if warded je ke boleh gune kad ni?
3) hospital yg include area shah alam? DEMC/SMC/SALA ...

Ni jawapan nyer serba ringkas...

1) 150k tu untuk seumur hidup.... ada juga yg cover 225k, 300k dan 450k...
2)Ward aje boleh guna medical kad ni ...
3)Kalau hospital area shah alam tu ...tepon atau PM ajer aku .... saya orang shah alam dan memang ramai client saya area shah alam ..
4) Kemalangan apa saja ... tak kira mainbola ker terseliuh ker... asalkan klinik bagi resit dan MC ajer..

[ Last edited by ibm632 at 22-2-2008 05:01 PM ]

sWuTzDreMz · Post time 22-2-2008 05:09 PM

tq for the info

sWuTzDreMz · Post time 22-2-2008 05:12 PM

saya mcm berminat, utk my doter, hubby n me. booth kat gaint shah alam tu still ade lagi ke?

ibm632 · Post time 22-2-2008 05:24 PM

Originally posted by sWuTzDreMz at 22-2-2008 05:12 PM
saya mcm berminat, utk my doter, hubby n me. booth kat gaint shah alam tu still ade lagi ke?

Booth kat giant dah abih... skang ni tengah bukak booth kat Alamanda Putra Jaya pula ....

Ok ... gini memandang kita sesama area shah alam , U PM ajer pada I your contact number...

ok harap boleh jumpa U sendiri ...

jenglut · Post time 22-2-2008 10:36 PM

Originally posted by epalsearch at 22-2-2008 11:46 AM
jenglut,

apa yg membolehkan mak / bapak dpt elaun jaga anak tu ek? hanya utk kpj je ke?

U check kat buku polisi u, ada mentioned pasal 'Hospital Benefit'..tgk u punya brapa RM per day..
Normally cheque prubsn akan sampai kat umah within a month..ejen akan kasik..

Oh ye, regarding 'waiting period'..for medical kad PruBSN:
- accident cases - bole trus pakai
- sakit2 - after 1 month (based on re-imbursement basis), after 3 month bole trus pakai medical kad

jenglut · Post time 22-2-2008 10:49 PM

Originally posted by sWuTzDreMz at 22-2-2008 02:08 PM
nak tanye
1) coverage rm150k tu cover utk 1 year ke cane?boleh explain sikit tak?

mcm Ibm dah jwb, RM150ribu seumur idup..had limit tahunan RM50ribu..kalau rasetak cukup, bole top-up lg

Originally posted by sWuTzDreMz at 22-2-2008 02:08 PM
2) if warded je ke boleh gune kad ni?

yup as long as warded, bole trus jerit kat nurse 'THIS IS MY CARD!" (not credit card yerr)

Originally posted by sWuTzDreMz at 22-2-2008 02:08 PM
3) hospital yg include area shah alam? DEMC/SMC/SALAM...which one?

SMC

Originally posted by sWuTzDreMz at 22-2-2008 02:08 PM
4) clinic claim tu macamane? if sakit pastu jupe specialist boleh guneke kad tu, tp tak warded/no operation. atau hanya kemalangan sahaja dicover, tp kemalangan pon ade byk jenis kemalangan kan.

any eksiden..tak kira la..tercucuk jarum ke..terpijak kaca ke..melecur main bunga api ke..bwk jumpa anak pi jumpa specialist, then bil kita cover sehingga RM2,000 utk setiap kemalangan..

more detail, jumpa Ibm kat S.A yerr