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SONofODIN Publish time 11-8-2007 08:07 AM

Ready for retirement?

What M抯ian expect from retirement

79% say health and well being are most important
69% say it is important to remain active
51% intend to travel
37% want to spend more time with family

Do M抯ians have enuf to retire?
Majority do not know how much they need
Close to 60% believe they need to save as much money now and hope it will be sufficient.
35% confident that EPF and personal savings will be sufficient
80% are either indifferent or not worry

How M抯ians are doing with saving
34% say they are consciously saving regularly
34% say they are saving occasionally

Current retirees are giving us valuable insights
27% unable to do the things they would like to do due to financial constraints
42% confident they have enuf to cover all their retirement needs
67% say their main source of income is contributions from their children
44% already eroding into the principal of their savings
37% not confident of having enuf to last their retirement years and plan to return to workforce

SONofODIN Publish time 11-8-2007 08:08 AM

:L :L :L It is not easy to retire.

seribulan Publish time 11-8-2007 10:11 AM

tunggu VSS;P

duri_mawar Publish time 11-8-2007 10:46 AM

duit sampai bila pun tak cukup

wei_loon5063 Publish time 11-8-2007 12:56 PM

Originally posted by SONofODIN at 11-8-2007 08:07 AM http://forum3.cari.com.my/images/common/back.gif
What M抯ian expect from retirement

79% say health and well being are most important
69% say it is important to remain active
51% intend to travel
37% want to spend more time with family
...

retirement is a full time job.....

I saw that phrase on my aunt`s cup.... :lol::lol:

redsinner Publish time 11-8-2007 06:29 PM

retirement...
perhaps savings cukup so that tak kaco other family members
then keje boleh buat community service, buat masa lapang ker.
or maybe just keje balik..maybe

dutchy Publish time 11-8-2007 10:31 PM

Reply #2 SONofODIN's post

It will be easier to hv a comfy retirement if u starts to plan at an early age

set aside 20% or 30% of ur monthly income into some sort of insurance...where you will reap the benefits when u reach ur golden age

SONofODIN Publish time 12-8-2007 07:17 AM

According to research, assuming that we retire at 55 and live till 75, we need 750 grand as expenses. That is per person.
As for those who are under employed, their earnings must be very high to achieve this kind of saving.

SONofODIN Publish time 14-8-2007 02:53 PM

I have friends who had retired and yet they are still working.
It seems that the savings plus EPF can't save the days.:L

Mansairaku Publish time 14-8-2007 11:37 PM

Originally posted by wei_loon5063 at 11-8-2007 12:56 PM http://forum.cari.com.my/images/common/back.gif

retirement is a full time job.....

I saw that phrase on my aunt`s cup.... :lol::lol:

your aunt is wise ...

Mansairaku Publish time 14-8-2007 11:50 PM

Dunno why this retirement post reminded me of an issue brought up by my member lepak-lepak:

"young females nowadays prefer older,fat-walletted guys"
- a sure way to go for an early retirement comfortably, without having to work 3/4 of your life?

:(

SONofODIN Publish time 15-8-2007 06:07 AM

Originally posted by Mansairaku at 14-8-2007 11:50 PM http://forum3.cari.com.my/images/common/back.gif
Dunno why this retirement post reminded me of an issue brought up by my member lepak-lepak:

"young females nowadays prefer older,fat-walletted guys"
- a sure way to go for an early retirement ...

Old, fat walleted guys are not reliable. Be prepared to get dumped.:lol:

wei_loon5063 Publish time 15-8-2007 05:37 PM

Originally posted by SONofODIN at 11-8-2007 08:07 AM http://forum.cari.com.my/images/common/back.gif
What M抯ian expect from retirement

79% say health and well being are most important
69% say it is important to remain active
51% intend to travel
37% want to spend more time with family
...

I think some people made the biggest retirement investment in their life.........

CHILDREN :lol:

wei_loon5063 Publish time 15-8-2007 05:37 PM

Originally posted by SONofODIN at 15-8-2007 06:07 AM http://forum.cari.com.my/images/common/back.gif


Old, fat walleted guys are not reliable. Be prepared to get dumped.:lol:

what about you then? ;P

SONofODIN Publish time 15-8-2007 06:16 PM

Reply #13 wei_loon5063's post

Most of the children are liability, bad investment. You ended up in old folks home.:lol:

SONofODIN Publish time 15-8-2007 06:17 PM

Reply #14 wei_loon5063's post

Hey, I ain't fat. I am muscular, extremely reliable.:lol:

wei_loon5063 Publish time 15-8-2007 06:23 PM

Originally posted by SONofODIN at 15-8-2007 06:17 PM http://forum3.cari.com.my/images/common/back.gif
Hey, I ain't fat. I am muscular, extremely reliable.:lol:

sure o not?

curi makan once a while also no? :lol:

wei_loon5063 Publish time 15-8-2007 06:24 PM

Originally posted by SONofODIN at 15-8-2007 06:16 PM http://forum3.cari.com.my/images/common/back.gif
Most of the children are liability, bad investment. You ended up in old folks home.:lol:

that is why you have only one :lol:

SONofODIN Publish time 15-8-2007 06:31 PM

Originally posted by wei_loon5063 at 15-8-2007 06:23 PM http://forum3.cari.com.my/images/common/back.gif


sure o not?

curi makan once a while also no? :lol:

I never curi makan la. Very trusted hubby.

SONofODIN Publish time 15-8-2007 06:31 PM

Originally posted by wei_loon5063 at 15-8-2007 06:24 PM http://forum3.cari.com.my/images/common/back.gif


that is why you have only one :lol:

Got to cut down on the risk factor ma.:lol:

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